Agreement to Terms
These Terms and Conditions ("Terms") govern your use of the ZViolet Trading website and services. By accessing or using our website, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our services.
Use of Services
Eligibility
You must be at least 18 years old and capable of entering into legally binding contracts to use our services. By using our services, you represent and warrant that you meet these eligibility requirements.
Account Responsibilities
When you create an account or apply for services with us, you agree to provide accurate, complete, and current information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
Lending Services
Application Process
Submitting an application for lending services does not guarantee approval. All applications are subject to our underwriting criteria and approval process. We reserve the right to approve or deny any application at our sole discretion.
Loan Terms
If your application is approved, specific loan terms including interest rates, repayment schedules, and fees will be provided in your loan agreement. You agree to carefully review and understand all terms before accepting a loan.
Repayment Obligations
You agree to repay any loans according to the terms specified in your loan agreement. Failure to make timely payments may result in additional fees, negative impacts to your credit score, and potential legal action.
SMS Terms & Conditions
By providing your mobile phone number and opting in, you agree to receive SMS text messages from ZViolet Trading, including messages sent using an automatic telephone dialing system, for customer care, informational, account-related, and promotional or marketing purposes. Message frequency may vary based on your interactions with us. Message and data rates may apply.
You may opt out of SMS communications at any time by replying STOP. For help, reply HELP or contact us at [email protected]. Consent to receive SMS messages is not required as a condition of purchase. We reserve the right to modify or discontinue SMS messaging at any time.
Intellectual Property
All content on this website, including text, graphics, logos, images, and software, is the property of ZViolet Trading and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from our content without our express written permission.
Privacy and Data Protection
Your use of our services is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. By using our services, you consent to our data practices as described in the Privacy Policy.
Prohibited Activities
You agree not to:
- Use our services for any illegal or unauthorized purpose
- Provide false or misleading information in your application
- Attempt to gain unauthorized access to our systems or networks
- Interfere with or disrupt the operation of our website or services
- Use automated systems to access our website without our permission
- Violate any applicable local, state, national, or international law
Disclaimers
Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee that our services will be uninterrupted, secure, or error-free.
The information on our website is for general informational purposes only and should not be considered financial advice. You should consult with a qualified financial advisor before making any financial decisions.
Limitation of Liability
To the fullest extent permitted by law, ZViolet Trading shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses, resulting from your use of or inability to use our services.
Indemnification
You agree to indemnify, defend, and hold harmless ZViolet Trading, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising from your use of our services or violation of these Terms.
Modifications to Terms
We reserve the right to modify these Terms at any time. We will notify users of any material changes by posting the updated Terms on our website and updating the "Last Updated" date. Your continued use of our services after such modifications constitutes your acceptance of the updated Terms.
Termination
We reserve the right to suspend or terminate your access to our services at any time, with or without cause or notice, including if we believe you have violated these Terms.
Governing Law
These Terms shall be governed by and construed in accordance with the laws of the Commonwealth of Virginia, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of our services shall be resolved in the courts located in Alexandria, Virginia.
Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
Entire Agreement
These Terms, together with our Privacy Policy and any loan agreements you enter into, constitute the entire agreement between you and ZViolet Trading regarding the use of our services.
Contact Information
If you have questions or concerns about these Terms, please contact us:
ZViolet Trading
7441 Digby Grn
Alexandria, VA 22315
Email: [email protected]